A life insurance company should pay life insurance proceeds within 30 days from the date all necessary documents to the insurance company.
There are a number of reasons why a life insurance claim is delayed but most are grounded in the life insurance company’s need to have enough documents to make a decision to deny or pay benefits. The information can include:
- Medical records,
- Pharmacy records,
- Accident reports,
- Autopsy reports, and
- Toxicology reports.
However, there are other reasons for delay. These can include:
- The failure of the insured to provide the correct information on the life insurance application
- The failure to provide the correct and complete information requested by the life insurance company as part of the life insurance claim,
- The failure to get a guardian appointed for a minor, and
- The failure of the insured to make a proper beneficiary designation.
Delay or denied cases let the life insurance carrier win. Don’t be the victim of delay or denial. Call us at the Life Insurance & Accidental Death Claim Law Firm today to be on the path to recovery for you or a lost family member.
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