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Nationwide Accidental Death and Life Insurance Claims: How to Get the Benefits Your Family Deserves

We buy life insurance for just one reason! We want to make sure our loved ones are financially protected when we pass away. We want the life insurance company to pay promptly and with no hassle.

The interests of the life insurance company are completely different.

Have you heard of the life insurance company golden rule? It goes like this! The life insurance company collects your gold to invest and make unheard of financial returns.  But, when it is time to pay benefits, the life insurance rules that our beneficiaries aren’t entitled to those benefits. They will delay, deny and make it financially difficult for our loved ones because they can.

That just wrongfully increases the tragedy and grief of families who rely on insurance companies to do the right thing and pay benefits.

You have made the wise decision to learn more about life insurance and how we can help with the claims process, delayed payment or a claims denial.

The Life & Accidental Death Claim Lawyers have the experience you need when real life is on the line.

Cases We Handle:

There is an old saying that only 2 things are certain in life – death and taxes. While we laugh at that saying and commercials for life insurance by Big Lou, we buy life insurance to protect our family from financial uncertainty and ruin that death can bring. People want their family to stay in their homes, pay their bills and send their children to college after they pass.  It is as simple as that.

Death is emotionally difficult and can be made worse by financial problems and the hassle of dealing with a life insurance company who delays or denies paying benefits.  No one needs that but it happens every day.   

Has Your Life Insurance Claim Been Delayed or Denied? We Are Here To Help!

You need help now! You need to speed up the claims process, appeal a wrongful denial of benefits or even file a lawsuit in state or federal court. We offer a free consultation to get answers and help. Now it is time to get answers! Was the carrier right or wrong? 

We address issues in:

  • Insurance Policy
  • Insurance carrier statements
  • And much more on your behalf.

Every case is fact specific and policy specific. There are no cookie cutter answers and that is why it is crucial that you consult with an experienced life insurance benefit attorney.

As part of the life insurance and accidental death policy application process, the insured is required to designate who will be paid the proceeds of the policy. That person or person(s) are called the beneficiary or beneficiaries.

If the insured died in an accident, the beneficiary of the life and/or accidental death policy will file a claim with the insurance company. An adjuster or claims examiner will be assigned to the claim who will collect documents such as:

  • Accident reports,
  • Statements from any witnesses,
  • Medical reports from both before and after the accident, including operative records,
  • Prescription records from both before and after the accident,
  • Toxicology reports,
  • Coroner’s reports, and a
  • Death certificate.

From the moment a claim is filed, the insurance company is looking for ways to delay or deny a claim. They are in the business of collecting premium and not in the business of paying claims. They have teams of medical and legal professionals to create claims denials or minimize how much the insurance company pays.

Many unwitting mistakes can be made that can destroy a claim from the very beginning. A beneficiary should hire a life insurance attorney before filing a claim to avoid delay or the denial of a claim.

One of a Kind Personalized Attention

Every case is fact specific and policy specific. There are no cookie cutter answers and that is why it is crucial that you consult with an experienced life insurance benefit attorney.

We will:

Need Help Now? Let Us Help Today - Don't Wait!

Please contact us for a free legal review of your claim. We are here to help you with any questions you may have about your claim.